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The 8 Best Credit Cards for Travel Insurance Coverage and Protection [2026] – Upgraded Points

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Securing travel insurance has become a priority for many travelers, but most people don’t know that you can actually get a substantial amount of travel insurance and coverage just from your credit card!
That said, not all credit cards offer the same level of travel insurance benefits. Read on to see a breakdown of travel coverages and benefit levels by card, as each has widely differing benefits. We’re exploring the travel insurance coverages offered on a select group of popular travel rewards cards.

Card
Welcome Offer
Annual Fee
Best For
Chase Sapphire Preferred® Card
NEW OFFER60,000 75,000 pointsChase Sapphire Preferred® CardEarn 60,000 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
 
Best Overall Value for Travel Insurance
Chase Sapphire Reserve®
NEW OFFER125,000 pointsChase Sapphire Reserve®Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
 
Best for Premium Travel Insurance
Platinum Card® from American Express
As High As 175,000 Points. Find Out Your Offer.Platinum Card® from American ExpressYou may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.  

 
Best Amex Card for Travel Insurance
Capital One Venture X Rewards Credit Card
75,000 milesCapital One Venture X Rewards Credit CardEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
 
Best Capital One Card for Travel Insurance
United Club℠ Card
90,000 milesUnited Club℠ CardEarn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
 
Best United Card for Travel Insurance
Sapphire Reserve for Business℠
150,000 pointsSapphire Reserve for Business℠Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.
Best Overall Value Business Card for Travel Insurance
Ink Business Preferred® Credit Card
NEW OFFER100,000 pointsInk Business Preferred® Credit CardEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
 
Best Business Card for Travel Insurance With a Low Annual Fee
The Business Platinum Card® from American Express
ELEVATED WELCOME OFFER150,000 200,000 pointsThe Business Platinum Card® from American ExpressEarn 150,000 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. 
$895 (rates & fees)
Best Premium Business Card for Travel Insurance
A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.
Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.
Chase Ultimate Rewards
Chase is a major credit card issuer known for offering a strong selection of credit card travel insurance benefits. One of our top recommended cards, the Chase Sapphire Preferred card comes with a long list of valuable benefits and perks, including several travel insurance coverages.
Here are the major travel insurance coverages and protections you’ll get with this card:
In addition to offering good travel benefits, the Chase Sapphire Preferred card has rewards and additional benefits:
A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.
If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options.
The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.
Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!
Chase Ultimate Rewards
Want a premium travel rewards card with best-in-class travel benefits? The Chase Sapphire Reserve card might be a fit.
Here’s a sample of the premium travel insurance benefits you can expect on the card:
While the Chase Sapphire Reserve card has a high annual fee, it could earn its place in your wallet if you spend a lot on travel, value its worldwide lounge access, and use the $300 travel statement credit.
See what’s great about the Chase Sapphire Reserve card outside of the travel insurance perks:
Hot Tip: Read our comprehensive article on the benefits of the Chase Sapphire Reserve card for a more detailed look.
Want help deciding which of these Chase cards is a fit for you? We’ve gathered all the information in our comparison of the Chase Sapphire Preferred card vs. the Chase Sapphire Reserve card.
The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
If you're approved and accept this Card, your credit score may be impacted.
When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card® from American Express.
Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.
 
 
 
 
 
American Express Membership Rewards
 
 
Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer of as high as 175,000 points with the Amex Platinum. Welcome offers may vary and you may not be eligible for an offer.
 
 
The Amex Platinum card is easily one of the best cards for travel. We like it because it earns valuable Membership Rewards points, offers flexible redemption options, and comes with plenty of statement credits for specific purchases.
When it comes to travel insurance benefits and protections, the Amex Platinum card is also a winner. Note that terms may apply and enrollment may be required, so make sure you check your American Express account to ensure you’re enrolled in your benefits!
Here’s what you can expect from the Amex Platinum card in the way of travel insurance benefits:
In addition to useful travel insurance benefits, cardholders receive better earnings on flights and prepaid hotels, travel-related and shopping benefits, flexible redemption choices, and statement credits for select purchases. Some of the benefits, including some of those listed below, require enrollment through your American Express account.
What we like about the Amex Platinum card:
The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.
Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.
Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.
 
Capital One Miles
 
The Capital One Venture X card is Capital One’s ultrapremium personal credit card. This card has a lot of benefits and features going for it, but it’s particularly noteworthy when it comes to travel insurance and protections:
The Capital One Venture X card has other noteworthy benefits and rewards that can add value to your travel:
Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.
The United Club℠ Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.
United frequent flyers will find that the United Club card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.
The United Club card is the ultimate premium travel credit card for United travelers. In addition to a well-rounded collection of travel benefits, it offers benefits specific to traveling with United Airlines. Let’s take a look at the travel insurance perks:
Now let’s take a look at what you can expect for United-specific benefits on the card.
While there’s plenty of value for United Airlines travelers and a good foundation of travel benefits on the card, there are still more reasons to consider the United Club card:
There are also opportunities to save on purchases with Avis or Budget, ride-hailing services (yearly opt-in required), JSX, and Instacart (benefits end December 31, 2027).
The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.
The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.
The Chase Sapphire Reserve Business card offers the same top-tier travel insurance protections as the personal version of the card, including a car rental collision damage waiver, baggage delay insurance, and trip delay insurance.
It has a large annual fee of up to $795, but features numerous credits to offset that expense, including:
The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.
The Ink Business Preferred® Credit Card is a powerhouse for earning lots of points from your business purchases, especially for business owners that spend regularly on ads.
Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.
Business owners will also love the protections the card provides like excellent cell phone insurance, rental car insurance, purchase protection, and more.
Chase Ultimate Rewards
The Ink Business Preferred card has the same travel benefits and protections as the Chase Sapphire Preferred card, with these exceptions:
You can also expect these benefits:
This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
The Amex Business Platinum Card is a premium travel rewards card tailored for business owners who are frequent travelers with high annual expenses.
When you factor in the large number of perks that the card offers, like the best airport lounge access at over 1,550 lounges and numerous annual credits, it’s easy to see why this card is a top option for frequent traveling business owners.
 
 
 
American Express Membership Rewards
 
Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250,000 points with the Amex Business Platinum card. The current public offer is 150,000 200,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

 
The Amex Business Platinum card offers the same travel insurance benefits as the personal version. Its other features and benefits differ. As with the personal card, terms may apply, and enrollment may be required to receive the stated benefits. Verify your enrollment in your American Express account.
Cardholders also get these benefits:
You can also unlock 2 additional credits by spending $250,000 in a calendar year: up to $1,200 in statement credits for flights booked online at AmexTravel.com and up to $2,400 in statement credits for American Express One AP monthly fees. The credits are available the following year after earning.
Hot Tip: Access our comprehensive article on the travel insurance benefits offered on American Express cards for more detailed information.
There are many variations of credit card travel insurance. Here is a look at some of the different types of coverage.
Trip cancellation or trip interruption coverage can be a valuable benefit if you need to cancel your trip for a covered reason, such as illness, or if your trip is disrupted by a covered event, such as weather.
Both the Chase Sapphire Preferred card and Chase Sapphire Reserve card provide up to $10,000 per person, $20,000 per occurrence, and up to $40,000 during a 12-month period.
Several credit cards offer a benefit if your trip is delayed, but many require a delay of more than 12 hours and provide a low benefit of $100 per day for up to 3 days. The best trip delay cards offer elevated benefit levels for delays of 6 hours or more and up to $100 a day for up to 5 days.
To learn more about the best credit cards for trip delay coverage, check out our detailed comparison.
A credit card could offer primary or secondary car rental coverage. Secondary coverage requires you to first file a claim with your own insurance, while primary coverage does not.
We like the Chase Sapphire Preferred card best because it charges a low annual fee while still offering a long list of travel insurance benefits, including primary car insurance coverage.
Check out our recommendations for additional cards with primary car rental insurance.
Travel accident insurance is widely offered but seldom used. According to the most recent available data from the Bureau of Transportation Statistics, deaths on U.S. air or commuter carriers are rare.
However, the best cards for travel accident insurance provide peace of mind that there would be a benefit offered if an accidental death or dismemberment should occur. We like that these cards offer up to $1 million in coverage.
Should a medical emergency occur and you need to evacuate, you could face a steep bill. According to the travel insurance company Allianz, emergency evacuations cost at least $15,000 and can exceed $200,000.
The Amex Platinum card and Amex Business Platinum card provide coverage for emergency evacuation with Premium Global Assistance with no specified limit.
The Chase Sapphire Reserve card and United Club card have $100,000 in emergency evacuation coverage and $2,500 for emergency medical and dental services.
Bags can be lost, damaged, stolen, or delayed, so holding one of the best credit cards for lost baggage can help if things go wrong during your trip. These coverages can offer up to $100 per day for a maximum of 5 days if your baggage is delayed for more than 6 hours, or up to $3,000 per covered person for lost luggage.
Roadside assistance (or roadside dispatch) usually means you have a dedicated phone line to call for referral services when you have a vehicular roadside emergency.
Services can include towing, tire changes, emergency fuel, and other related vehicle breakdown services. Basic roadside assistance coverage is complimentary with many of the best credit cards for roadside assistance.
Bottom Line: While a particular card may stand out over another in specific benefits, you won’t go wrong selecting any one of these premium travel rewards cards for their overall package of travel insurance benefits. 
The main benefit of having a credit card with travel insurance is that it can save you money, time, and stress if anything goes wrong during your travels.
Having a card with trip delay insurance can cover a hotel and other necessities if your flight is delayed overnight. A card with baggage delay insurance can cover the cost of new clothes and toiletries if the airline misplaces your bag. Renting a car? No need to pay extra for the rental company’s insurance policy when your credit card provides one as a complimentary benefit.
No one wants to think about things going awry during their trip, but these things do happen, and when they do, you’ll be immensely thankful that you have a credit card with travel insurance.
Many credit cards come with various levels of complimentary travel benefits and protections. And while credit card travel insurance coverages are not meant to replace a comprehensive travel insurance policy, the coverage may still be sufficient for most of your trips.
We’ll get down to the specifics of which travel insurance coverages are offered on credit cards shortly, but first, let’s talk about some of the limitations of these benefits and protections.
As with all types of insurance, there are exclusions, terms, and conditions. Here are some of the most common ones normally associated with credit card travel insurance:
There can be many other exclusions and conditions for coverage to be valid, which is common with insurance in general, but the travel insurance that comes with your credit card can still offer tremendous value.
Bottom Line: While many credit cards offer complimentary travel insurance, benefit levels can vary widely. Additionally, there are coverage exclusions, terms and conditions that must be met, and in many cases, the credit card coverage is secondary to that of the travel provider. The claim process can also be challenging. Despite all this, credit card travel insurance can be worth it. 
The exact process for submitting a claim under your travel insurance protection varies by card issuer, but here are a few must-do steps.
Call the bank that issues the credit card and let them know the issue you are having. They can then walk you through your coverage details, how to submit a claim, and how long it might take to receive your reimbursement.
Reading the terms of your credit card policy can give you a good idea of which purchases should and should not be covered. If you’re filing a claim for trip delay insurance, reasonable expenses such as hotel stays and meals should be covered. However, extravagant or unnecessary purchases, such as a luxury resort or a new laptop, are likely to be denied.
When you submit your claim, you need to provide proof of all your purchases and the amounts you’re requesting reimbursement for. Keep receipts for every expense you incur, and consider making copies of any receipts that aren’t digital.
The coverage you have on your credit cards may be sufficient not only to provide peace of mind but also to serve as a more-than-adequate backup coverage if the airline or other travel provider doesn’t come through should something go wrong during your travels.
Also, keep in mind that premium travel rewards cards typically have high annual fees. If you don’t find value in their superior benefits, selecting a card with fewer benefits and a lower annual fee may be an appropriate alternative.
Keep in mind that we have not listed every benefit on each card, and descriptions have been abbreviated. Before traveling, you should reference your card’s benefits guide or call the number on the back of your card for specific coverage information.
Plus, if you’re planning an expensive or complicated trip, it’s best to purchase a travel insurance policy that will cover that specific trip or an annual travel insurance policy that covers all of the trips you might take in those 12 months.
If you’re worried about canceling a trip for reasons not listed in the card’s coverage description, you could consider cancel-for-any-reason insurance. Credit card travel insurance will not cover a voluntary cancellation.
To learn more about purchasing travel insurance, check out our additional articles on the topic:
If you’re comfortable with the financial risk of a specific trip being disrupted, there’s no need to purchase a standalone travel insurance policy.
All information and content provided by Upgraded Points is intended as general information and for educational purposes only, and should not be interpreted as medical advice or legal advice. For more information, see our Medical & Legal Disclaimers.
The best credit cards for travel insurance are generally premium travel rewards credit cards issued by Chase, Capital One, or American Express.
However, the best overall card for you may not be the one with the best travel insurance coverage. Other factors, such as earnings that match up with your greatest spending categories, redemption priorities, and the card having specific benefits you will use, should play key roles in selecting the best credit card for you.
 
Credit card travel insurance can be worth it if you ever have to use it. For example, if you pay for your rental car with your card and have a covered accident, the coverage would be highly valuable.
The travel insurance coverage that comes complimentary with your credit card can also serve as backup if a travel provider does not provide compensation. For example, if your flight is disrupted by weather and the airline will not cover a hotel, your credit card insurance, trip interruption or delay insurance may provide coverage.
If you’re spending a lot of money on a multifaceted trip that involves several travel providers and has nonrefundable deposits tied up, you may want to consider purchasing travel insurance. If you just pay for a flight and a hotel with your eligible card, the coverage that comes with it may be more than sufficient.
 
Yes. If you pay for your trip with your eligible card or with rewards earned on that card, you have coverage.
 
The trip cancellation insurance that comes with your credit card covers limited reasons for canceling your trip. Voluntary cancellation is not one of those reasons. If you or a family member becomes ill and you cannot travel, however, this situation could be covered.
If you are concerned that you may have to cancel a trip, you should consider purchasing refundable travel or cancel-for-any-reason insurance.
 
For rates and fees of the Platinum Card® from American Express, click here.  
For rates and fees of The Business Platinum Card® from American Express, click here. 
For the baggage insurance plan benefit of the

Platinum Card® from American Express

, baggage insurance plan coverage can be in effect for covered persons for eligible lost, damaged, or stolen baggage during their travel on a common carrier vehicle (e.g. plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an eligible card. Coverage can be provided for up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage, in excess of coverage provided by the common carrier. The coverage is also subject to a $3,000 aggregate limit per covered trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each covered person with a $10,000 aggregate maximum for all covered persons per covered trip. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For the baggage insurance plan benefit of the

The Business Platinum Card® from American Express

, baggage insurance plan coverage can be in effect for covered persons for eligible lost, damaged, or stolen baggage during their travel on a common carrier vehicle (e.g. plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an eligible card. Coverage can be provided for up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage, in excess of coverage provided by the common carrier. The coverage is also subject to a $3,000 aggregate limit per covered trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each covered person with a $10,000 aggregate maximum for all covered persons per covered trip. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For the car rental loss and damage insurance benefit of the

Platinum Card® from American Express

, car rental loss and damage insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. geographic restrictions apply. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
For the car rental loss and damage insurance benefit of the

The Business Platinum Card® from American Express

, car rental loss and damage insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. geographic restrictions apply. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
For the cell phone protection benefit of the

Platinum Card® from American Express

, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
For the cell phone protection benefit of the

The Business Platinum Card® from American Express

, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
For the extended warranty benefit of the

Platinum Card® from American Express

, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For the premium global assist hotline benefit of the

Platinum Card® from American Express

, you can rely on Global Assist Hotline 24 hours a day / 7 days a week for medical, legal, financial or other select emergency coordination and assistance services while traveling more than 100 miles away from your home. Plus, we may provide emergency medical transportation assistance and related services. Third-party service costs may be your responsibility. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. If approved and coordinated by premium global assist hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers.
For the premium global assist hotline benefit of the

The Business Platinum Card® from American Express

, you can rely on Global Assist Hotline 24 hours a day / 7 days a week for medical, legal, financial or other select emergency coordination and assistance services while traveling more than 100 miles away from your home. Plus, we may provide emergency medical transportation assistance and related services. Third-party service costs may be your responsibility. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. If approved and coordinated by premium global assist hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers.
For the trip cancellation and interruption insurance benefit of the

Platinum Card® from American Express

, the maximum benefit amount for trip cancellation and interruption insurance is $10,000 per covered trip and $20,000 per eligible card per 12 consecutive month period. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
For the trip cancellation and interruption insurance benefit of the

The Business Platinum Card® from American Express

, the maximum benefit amount for trip cancellation and interruption insurance is $10,000 per covered trip and $20,000 per eligible card per 12 consecutive month period. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
For the trip delay insurance benefit of the

Platinum Card® from American Express

, up to $500 per covered trip that is delayed for more than 6 hours; and 2 claims per eligible card per 12 consecutive month period. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
For the trip delay insurance benefit of the

The Business Platinum Card® from American Express

, up to $500 per covered trip that is delayed for more than 6 hours; and 2 claims per eligible card per 12 consecutive month period. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
For the purchase protection benefit of the

Platinum Card® from American Express

, eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For the return protection benefit of the

Platinum Card® from American Express

, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details.
For the cell phone protection benefit of the

Platinum Card® from American Express

, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
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Christine ran her own business developing and managing insurance and financial services offices. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.
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