Elliott Report
Elliott Report
By Christopher Elliott
Published August 13, 2025
Latisha Thompson rents a car through Turo and is charged $500 for a paint job that she says was defective to begin with. Can she get a refund?

Question

I rented a 2015 Hyundai Sonata from Turo in Myrtle Beach for three days. During my rental, the paint started to bubble, crack, and peel, with flakes flying off while I drove. The car wasn’t involved in any collisions or struck by anything. This was clearly due to a poor-quality paint job, not any actions on my part.
I immediately reported the issue to the car owner and Turo. But instead of acknowledging the problem, Turo blamed me and charged me $500 for a new paint job. Turo insists I was responsible because the peeling occurred during my rental period. 
This experience has shaken my trust in Turo’s commitment to fairness and customer satisfaction. Can you help me get my money back? — Latisha Thompson, Groton, Conn.

Answer

I don’t see how you could be held responsible for peeling paint on a car you rented from Turo.
I mean, if you had collided with another vehicle and the paint was peeling, then yes, perhaps then. But you showed me pictures of your car, and it looked like a paint job gone wrong.

The roof of Latisha Thompson’s Hyundai Sonata. (Photo courtesy Latisha Thompson.)
So what happened? Your records show that Turo had charged you a $500 deposit when you rented the vehicle. After you returned the Sonata, Turo’s claims team sent you an email that said the owner had filed a claim to repair the paint on the roof. Since you declined Turo’s optional protection, you were liable for the damage, according to Turo.

Have you ever been charged for damage to a rental car that you believe you didn’t cause? Is it fair for a company like Turo to hold you responsible for damage that occurs during your rental, regardless of who is at fault?
And how carefully do you inspect a rental car before driving it off the lot?
Let me know in the comments.

You signed an agreement that said you are financially responsible for “all physical damage to or theft of a booked vehicle that occurs during a trip” including any additional costs and fees resulting from damage, regardless of who is at fault.
In other words, while the damage wasn’t your fault, you were still responsible.
Turo strongly recommends that you take “before” and “after” photos of your car. It even has a feature on its app called Trip Photos that allows you to do that and store the image in your app. I think this is brilliant, because if you can prove the car was damaged before you rented it, you’re far less likely to face a successful claim by your host.
Why didn’t you spot this damage when you picked up the car? You say the vehicle looked “very glossy and shiny” as if someone recently painted it. The paper trail between you and Turo shows that the company was unconvinced. A brief, polite email sent to one of the Turo managers I list on Elliott.org, my consumer advocacy website, might have led to a reversal of this $500 charge. 
I think there was enough reason for Turo to take another look at this claim. It’s hard to imagine you did anything to the vehicle to cause the paint to peel like that. Something just felt off about it. So I contacted Turo on your behalf. 
In response, Turo sent you an email that it had decided to drop the matter.
“We are pleased to inform you that we will be closing the claim and you will not owe anything for damages at the present time,” it added. 

Need to contact a Turo executive?

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Don’t get blamed for damage you didn’t cause
Walk around the car and look for any dents, deep scratches, or paint issues like peeling, chips, or mismatched colors. Pay close attention to bumpers and door panels.
Carefully check the windshield, windows, and mirrors for any chips or cracks, no matter how small. A tiny chip can turn into a big charge.
Look for significant curb rash on the wheels and check the tire condition. Note any visible damage or low-pressure warnings on the dashboard.
Check for stains, tears, or burns on the seats and headliner. Test the electronics, including the infotainment system and power windows, and note any warning lights.
Use your phone to take a slow walk-around video of the entire car. Then, take clear, close-up photos of every issue you find. Use the rental app’s built-in photo feature if available.
An infographic from the Elliott Report, based on our research and findings.
When customer service can’t resolve your issue, our verified list of executive contacts can help you escalate your case. Get the executive contacts →
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