You are currently viewing Amazon Prime Visa Benefits Guide – Bankrate

Amazon Prime Visa Benefits Guide – Bankrate

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Table of contents
If you’re a regular Amazon Prime shopper, having the Prime Visa in your wallet is a no-brainer.
This card lets you earn an impressive cash back rate of 5 percent back on Amazon, Amazon Fresh and Whole Foods purchases. You’ll also earn 2 percent back at gas stations, restaurants and on local transit and commuting — including rideshares.
Additionally, you’ll receive 5 percent back on Chase TravelSM purchases. Plus, you can choose to earn rewards or pay over time with certain purchases over $50 on Amazon, and you’ll earn unlimited 1 percent cash back for all other purchases where Visa is accepted. You’ll even get a $150 Amazon gift card upon approval and receive access to exclusive limited-time cardholder offers of 10 percent or more back on select items from Amazon.com.
However, this card isn’t just rewarding for online shopping. If you hit the roads and the skies as much as you shop online, you’ll love this card’s travel protections and perks — like travel accident insurance, baggage delay insurance and more. Learn more about the Amazon Prime Visa card and whether it could be the next great addition to your best rewards credit card rotation.
The Prime Visa offers excellent rewards rates on certain types of shopping, especially if you shop regularly at Amazon.com, Amazon Fresh or Whole Foods. Here are some ways you’ll benefit by using the Prime Visa for your spending.
The Amazon Prime Visa card also comes with some protections for purchases you make. These perks can help you save money or get a replacement if a product you buy with the card is damaged or stolen. They can also help protect an expensive item that you’ve purchased if it stops working within a set time frame.
While the Amazon Prime Visa card is a cash back credit card at heart, it comes with more travel perks than most people realize, rivaling some of the best travel cards on the market. This includes a range of Amazon Prime Visa card benefits for travel, many of which are uncommon for this type of card. Keep these benefits in mind, especially if you are considering the Amazon Prime Visa vs. the Amazon Prime Store Card.
To make the Amazon Prime Visa card worth it for you, you’ll need an eligible Prime membership, and you should use the card for all your Amazon.com, Amazon Fresh, Whole Foods and Audible.com purchases. To further maximize your credit card rewards, you should also consider booking travel, such as hotels, rental cars, cruises or airfare, through Chase Travel. All will net you 5 percent cash back, which you can redeem for cash back, statement credits, gift cards, travel or more merchandise from the online retailer.
And since it’s a Visa credit card, you can also use it for any other purchases you make. You’ll even earn 2 percent back at restaurants, gas stations, local transit and commuting and 1 percent back on all other purchases when you do.
That said, if you see yourself using this card for everyday spending and bills, you should have a plan to pay your balance in full each month. After all, its ongoing variable APR will make carrying a balance a costly experience.
If you’re already an Amazon Prime member, adding the Amazon Prime Visa card to your wallet can make Amazon’s low prices an even sweeter deal. If you use Prime regularly, the welcome bonus gift card and high-earning rewards categories for Amazon.com, Amazon Fresh and Whole Foods purchases can cover the cost of your membership. And if you are a fan of Audible, this card is even more rewarding.
This card also offers competitive rewards rates for non-Amazon purchases at gas stations, restaurants and on local transit, commuting and ridesharing. Plus, it comes with a bevy of travel benefits — like roadside assistance, emergency travel assistance and other travel protections — that make it a great option for travelers.
At the end of the day, all the perks and rewards you’ll get make this card well worth it over the long run. However, don’t forget to check out other options on our list of the best credit cards for shopping on Amazon.
The advice in this article is offered by the team independent of any bank or credit card issuer. This article may contain from our partners, and terms may apply to offers linked or accessed through this page. as of posting date, but offers mentioned may have expired.
Table of contents
Amazon Prime Visa offers ample points for online shopping
Amazon Prime store card vs. Amazon Prime Visa
Is the Prime Visa Worth It?
Amazon Prime Rewards Visa Signature Card review: A role model retail card
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.
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