Please turn on JavaScript in your browser
It appears your web browser is not using JavaScript. Without it, some pages won't work properly. Please adjust the settings in your browser to make sure JavaScript is turned on.
If you’re a business owner, having a dedicated business credit card can be a helpful way to manage your finances. The Chase Ink suite of business credit cards includes four card options, each offering distinct benefits and rewards.
Read on to learn about the Chase Ink business card options and their benefits to help determine whether one would work well for your business.
Ink business credit cards are designed to be used for business expenses. They offer the ability to earn rewards on purchases (reward rates vary by card), travel protection benefits, purchase protection and tools to help streamline expense tracking.
Like personal credit cards, business credit cards allow cardmembers to access credit with a set limit and APR terms. Business owners may find credit cards useful for keeping business and personal finances separate, which could simplify bookkeeping and expense management.
Chase offers the following suite of Ink business cards:
Each Ink credit card is a rewards card, meaning purchases will earn Chase Ultimate Rewards points. These points can be redeemed through the Chase Ultimate Rewards portal.
The rate at which each card earns rewards varies. All Ink cards earn rewards on purchases, but some cards offer the ability to earn accelerated rewards in select categories:
Chase Ultimate Rewards points can be redeemed for travel, cash back, gift certificates, merchandise and more. The Ink Business Preferred card also allows cardmembers to transfer their points to several airlines and hotel partner brands.
Note that Ultimate Rewards don’t expire provided your account is open and in good standing.
Cardmember benefits vary by Ink card. However, all Ink credit cards provide employee cards, travel protection benefits and purchase protection.
Ink cards also provide a range of travel protection benefits, which may include:
While all Ink cards provide travel protection benefits, coverage varies by card. You may want to refer to each card’s Guide to Benefits for details about specific coverage and protections associated with the card.
Chase Ink business cards also offer forms of purchase protection, including Extended Warranty Protection and Purchase Protection that extends to eligible purchases and warranties. In addition, the Ink Business Preferred and Ink Business Premier cards offer Cell Phone Coverage as a cardmember benefit.
The right credit card for your business will vary depending on how you use your card and what you want to get out of it. When evaluating your card option, you may want to consider:
Each Ink business credit card offers different reward earning opportunities and benefits. Reviewing the rewards structure and benefits associated with each card may help you determine which card is the best option for your business.
You may also want to consider the card’s eligibility requirements and annual fees when evaluating your options. Whether you travel frequently for business or simply want consistent cash back on everyday business purchases, you may be able to find an Ink card to accommodate your business needs.
This article is for informational/educational purposes: The opinions expressed in this article may differ from other employees and departments of JPMorgan Chase & Co. Opinions and strategies described may not be appropriate for everyone, and are not intended as specific advice/recommendation for any individual. Chase is not responsible for, and does not provide or endorse third party products, services or other content. You should carefully consider your needs and objectives before making any decisions, and consult the appropriate professional(s). Outlooks and past performance are not guarantees of future results.
 
JPMorgan Chase Bank, N.A. Member FDIC
Choose the checking account that works best for you. See our Chase Total Checking^® offer for new customers. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 14,000 ATMs and 5,000 branches.
It’s never too early to begin saving. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money.
Chase credit cards can help you buy the things you need. Many of our cards offer rewards that can be redeemed for cash back or travel-related perks. With so many options, it can be easy to find a card that matches your lifestyle. Plus, with Credit Journey you can get a free credit score!
Apply for a mortgage or refinance your mortgage with Chase. View today’s mortgage rates or calculate what you can afford with our mortgage calculator. Visit our Education Center for homebuying tips and more.
Chase Auto is here to help you get the right car. Apply for auto financing for a new or used car with Chase. Use the payment calculator to estimate monthly payments. Check out the Chase Auto Education Center to get car guidance from a trusted source.
With Chase for Business you’ll receive all-in-one services and guidance from a team of business professionals. Explore business checking, simplify payments acceptance with merchant services, and consider small business loans or business credit cards for help with growth. You can also visit our business resource center.
Chase gives you access to unique sports, entertainment and culinary events through Chase Experiences and our exclusive partnerships such as the US Open, Madison Square GardenOpens overlay and Chase Center.
Our suite of security features can help you protect your info, money and give you peace of mind. See how we're dedicated to helping protect you, your accounts and your loved ones from financial abuse. Also, learn about the common tricks scammers are using to help you stay one step ahead of them. If you see unauthorized charges or believe your account was compromised contact us right away to report fraud.
Chase serves millions of people with a broad range of products. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. To learn more, visit the Banking Education Center. For questions or concerns, please contact Chase customer service or let us know about Chase complaints and feedback. View the Chase Community Reinvestment Act Public File for the bank’s latest CRA rating and other CRA-related information.
Partner with a global leader who puts your financial needs first. Invest on your own or work with an advisor — we have the products, technology and investment education, to help you grow your wealth. Visit a J.P. Morgan Wealth Management Branch or check out our latest online investing features, offers, promotions, and coupons.
INVESTMENT AND INSURANCE PRODUCTS ARE:
Get more from a personalized relationship offering no everyday banking fees, priority service from a dedicated team and special perks and benefits. Connect with a Chase Private Client Banker at your nearest Chase branch to learn about eligibility requirements and all available benefits.
INVESTMENT AND INSURANCE PRODUCTS ARE:
"Chase," "JPMorgan," "JPMorganChase," the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A.  JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.
 
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.
© 2026 
JPMorgan Chase & Co.

source