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Just spend $1,000 in Net Purchases in the first 90 days.
 
Enjoy no annual fee and get all these great benefits.
 
Plus earn 5X points on prepaid hotels and car rentals.²
4X points on travel and at gas stations/EV charging stations.
2X points on dining, streaming services and at grocery stores.
1X point on all other eligible purchases.
$0 annual fee
See details below.
Get a decision in as little as 60 seconds.
See annual fee and full terms
Just spend $1,000 in Net Purchases in the first 90 days.
 
Enjoy no annual fee and get all these great benefits.
 
5X points² on prepaid hotels and car rentals booked directly in the Travel Center when you use this card.
4X pointson travel. And 4X points at gas stations/EV charging stations* on your first $1,000 each quarter.
2X points on dining, streaming services and at grocery stores.*
1X point on all other eligible purchases.
* Excludes discount stores/supercenters and wholesale clubs.
Get 0% intro APR³ on purchases and balance transfers⁴ for the first 15 billing cycles. After that, a variable APR applies, currently $.³
Enjoy no foreign transaction fees when making purchases outside the United States.
Complimentary Priority Pass^™ Select Membership gives you 4 free visits to over 1,700 airport VIP lounges and experiences worldwide.
Enjoy up to $100 in statement credits toward your application fee once every four years.
Receive a new cardmember $0 fee offer links to full terms and conditions on ExtendPay Plans opened in the first 60 days after account opening.
Stay connected in over 175 countries with complimentary GigSky global mobile data plans.
Protection and assistance when traveling with Trip Cancelation/Interruption, Trip Delay Reimbursement and SmartDelay.
Special access to unforgettable experiences – from luxury hotels and premium car rental service to sporting events, shopping and more.
Enter your estimated monthly spend below and your potential points will be calculated automatically. The calculator is for illustrative purposes only as actual card usage may produce different results.
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In general, our credit card products are for customers with a credit score in the good to excellent range. We also offer several secured credit card products which are designed for people looking to build or rebuild their credit with responsible use.
With the U.S. Bank Altitude Connect Card, you can earn:
* Excludes discount stores/supercenters and wholesale clubs
Choose from rewards options like a deposit to an eligible U.S. Bank account, travel, merchandise, charity, gift cards and more.⁹
Redeem points towards a monetary charitable contribution and U.S. Bank will match your contribution at 100%.
Redeeming points is quick and easy.
Points will not expire as long as you keep your account active.⁹ Redeem points right away or save them for later.
Yes. Your Altitude Connect Card is eligible to use at Shopping Deals. Shopping Deals is the easiest way to earn additional points while shopping online at over 1,100 stores using your credit card.
Once enrolled:
By using Shopping Deals on your Altitude Connect Card, you will be able to earn more points by shopping online. Earn points on your credit card purchases and then earn additional points by shopping through the Shopping Deals site.
Yes. Your Altitude Connect Card is eligible for Real-Time Rewards after you register your card. With Real-Time Rewards, shop nearly anywhere and redeem points instantly for your purchases from your mobile device.
Once enrolled, redemption is quick and easy. Make a purchase and you’ll receive a text asking if you want to use points to redeem immediately. Reply “REDEEM” to complete the redemption. You must have enough points to cover the entire purchase to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.
U.S. Bank ExtendPay^® Plans provide a payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest³ – just a fixed monthly fee.
If your credit card account is eligible for a U.S. Bank ExtendPay® Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.
ExtendPay Plan eligibility may change based on your credit card account activity.
Check out our wide range of cards that could fit your needs.
 
U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler’s checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Each merchant’s business is identified by a category code established by Visa. A Purchase will not earn additional rewards if the category code applied to a merchant is in a category that is not eligible for additional rewards earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which Purchases qualify for additional rewards.
Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.
One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Connect Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Connect Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Connect Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.
U.S. Bank Altitude Connect Visa Signature Cardmembers will earn 1 Point for every $1 spent in Net Purchases. Net Purchases are Purchases minus credits and returns. In addition, you will earn 5 Points (1 base and 4 bonus Points) for every $1 spent on prepaid car and hotel reservations purchased in the online Travel Center using your U.S. Bank Altitude Connect Card. Prepaid car and hotel reservations in the Travel Center are not classified as a travel category merchant transaction and are not eligible to receive the bonus points for that category. You will earn 4 Points (1 base and 3 bonus Points) for every $1 spent on travel category purchases (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies). You will earn 4 Points (1 base and 3 bonus Points) for every $1 spent on your first $1,000 each quarter on gas station and electric vehicle charging station purchases (discount stores/supercenters, wholesale clubs and grocery stores/supermarkets will earn only 1 Point). You will earn 2 Points (1 base and 1 bonus Point) for every $1 spent on purchases in the following categories: restaurant, fast-food restaurant and bar; grocery store and supermarket (wholesale clubs and discount stores/supercenters such as Target and Walmart will earn only 1 Point) and qualifying streaming subscription services. Refer to Program Rules for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.
The 0% introductory APR applies to Purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to Cash Advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.
Balance Transfer transactions from other U.S. Bank National Association accounts are not permitted. You may cancel a balance transfer request within 10 days of account opening by calling 800-285-8585. After 10 days from account opening, requests to stop payment on Balance Transfer Check(s) issued by U.S. Bank shall not be honored unless the check(s) has been stolen, lost or destroyed.
Certain terms, conditions and exclusions apply. Number of lounges and experiences is subject to change. Cardholders must enroll at prioritypass.com/usbankaltitudeconnect to receive a 12-month Priority Pass Select membership to access, with their accompanying guests, airport VIP lounges worldwide that participate in the Priority Pass Select program. Enrollment with no membership fee is limited to one account cardholder (including authorized users). Please view the Guide to Benefits (PDF) for further card benefit details including full terms and conditions.
Certain terms, conditions and exclusions apply. You must complete either the Global Entry® and/or TSA PreCheck® application(s) and pay the application fee(s) with your U.S. Bank Altitude Connect Visa Signature Card. You will receive a statement credit for your application fee within 1-2 billing cycles. Please view the Guide to Benefits (PDF) for further card benefit details including full terms and conditions. The TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security.
From time to time we may offer to you the benefit of our U.S. Bank ExtendPay® Plans, which allow you to pay off balances in fixed monthly payments over time and still avoid paying interest charges on new Purchases. You may designate up to 50% of your credit card line ($100 minimum) in eligible credit card purchases and pay in monthly installments with just a small fixed monthly fee. Only Purchase balances are eligible for  ExtendPay Plans. Transactions identified as Advances or Balance Transfers (as defined in your Cardmember Agreement), and any interest or fees, including Annual Fee, do not apply. The only Purchases that will appear as "Eligible Purchases" in the enrollment process are Purchases that were made within 60 days prior to signing up for an ExtendPay Plan, are over $100, and are less than your Purchase balance when you sign up for an ExtendPay Plan. Any unpaid balance remaining on an ExtendPay Plan after the chosen pay-back period will be subject to the APR and minimum payment calculation for purchases outlined in the Cardmember Agreement.
Certain terms, conditions and exclusions apply. Please view the Guide to Benefits (PDF) for further card benefit details including full terms and conditions. In order for coverage to apply for Trip Interruption/Cancellation and Trip Delay Reimbursement, you must use your Altitude Connect Card to secure transactions. To register your flight for SmartDelay, visit altitudeconnect.smartdelay.com. Please visit gigsky.com/visa-usb-ac to register for GigSky and for further details and full terms and conditions. GigSky benefit is redeemable through November 30, 2026.
Maximum Point value applies to Points redeemed for deposit into an eligible U.S. Bank Account or travel. The redemption value may be different if you choose to redeem your Points for other rewards such as merchandise, gift cards and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice. Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.
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